If you currently have a Medicare Advantage Plan or you’re enrolled in a stand-alone Medicare Part D Prescription Drug Plan, your plan will send you a “Plan Annual Notice of Change” (ANOC) by the end of each September. The ANOC includes any changes in coverage, costs, or service area that will be effective in January.
Inside your 2025 Annual Notice of Changes packet, you should receive:
- A summary of your 2025 co-pays and co-insurance, to help you compare your current and past benefits.
- Updates to premiums, deductibles, and changes to the drug list.
- Evidence of Coverage.
- A 2026 formulary (List of Approved Drugs)
If you have any questions regarding your ANOC, let me know.

