The older we get, the more likely we will need professional attention for our ears, eyes, teeth, and feet. Medicare has never covered so-called routine dental care, including care that you and I would consider essential to our health. Routine is the key word here. Medicare pays to treat problems it considers medically necessary. It will cover surgical procedures that are considered medically necessary, and which usually arise from specific health-related events. For example, if you’re in an auto accident and your jaw is broken, Medicare will cover that and likely any rehabilitative dental work as well.
But if you lose your teeth over time and need dentures, Medicare will not cover that. Likewise, it will not cover routine dental care, such as extractions or crowns, even if that care is essential to your health.
Medicare will not cover the following:
- Ear exams, hearing aids, or having hearing aids fitted
- Vision tests, eyeglasses, or contact lenses
- Oral exams, teeth cleaning, extractions, or dentures
- Toenail clipping or removal of corns and calluses
As the nation continues to get older, Medicare’s lack of coverage for dental, hearing and vision care will become a growing issue.
Dental Quotes from BlueCross BlueShield of Texas HERE
Dental Quotes from UnitedHealthcare HERE
Vision Quotes from UnitedHealthcare HERE
Farnum Health Insurance 